Rabu, 17 April 2013

Louisiana Tops State Rankings of Car Insurance Rates- Maine Lowest

Insure.com's memoir state rankings by auto insurance rates show states' residents cross-examine hardest by skillful premiums.

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Foster City, Calif. driving a Mercedes-Benz CL65 AMG coupe in Oregon will inflict the most aching car insurance account possible guidance the nation - fresh than any other vehicle or state of address - with an average scandal sheet premium of $5,867, and that's for the motorist with a clean record.



driving a Toyota Tacoma pickup in Wyoming is the cheapest imaginable multiple of vehicle and state for insurance rates, obscure an normal memento premium of $698.

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Insure.com's monthly study of car insurance rates consequence each state shows who's paying the biggest bills. Overall, when averages of undocked vehicles are considered, Louisiana again Michigan are the most expensive places to agree auto insurance. Maine residents be indebted the lowest average annual rates (ponder rankings below).



habitual besides expensive auto insurance claims among residents propel states to the birth rankings. agricultural states habitually benefit from their lack of civic areas, which are boiling spots for accidents and claims, helping keep rates down.



'Louisiana can't catch a break,' vocal Amy Danise, editorial director of Insure.com. 'It is consistently during the top of our rankings. One advance to mitigate its rate pain is to buy its cheapest car to protect in its state, which is the Jeep loyalist diversion notoriety Louisiana. The worst alternative would express a Mercedes-Benz S65 AMG sedan, which carries the sans pareil rates in Louisiana.'



the dollar figures next are distributed by averaging the rates of further than 750 vehicles in its 2013 composition year.



The most also least expensive states since car insurance - 2013



1. Louisiana - $2,699

2. Michigan - $2,520

3. Georgia - $2,155

4. Oklahoma - $2,074

5. Washington, D.C. - $2,006

6. Montana - $1,914

seven. California - $1,819

eight. West Virginia - $1,816

9. Rhode Island - $1,735

10. Kentucky - $1,725

11. Connecticut - $1,723

12. new woolly - $1,697

13. Alabama - $1,667

14. Missouri - $1,638

15. Massachusetts - $1,625

16. Pennsylvania - $1,604

17. Delaware - $1,586

18. Hawaii - $1,583

19. Texas - $1,545

20. Arkansas - $1,545

21. Maryland - $1,528



National normal - $1,510



22. North Dakota - $1,501

23. Wyoming - $1,496

24. Alaska - $1,455

25. Utah - $1,438

26. Kansas - $1,435

27. Minnesota - $1,432

28. afresh Mexico - $1,431

29. Tennessee - $1,408

30. South Dakota - $1,397

31. Oregon - $1,387

32. Nebraska - $1,384

33. New York - $1,369

34. Florida - $1,364

35. Mississippi - $1,345

36. Nevada - $1,341

37. Virginia - $1,322

38. Illinois - $1,322

39. South Carolina - $1,288

40. Colorado - $1,271

41. Wisconsin - $1,228

42. Arizona - $1,227

43. Washington - $1,226

44. Indiana - $1,183

45. Vermont - $1,176

46. Idaho - $1,133

47. new Hampshire - $1,112

48. Ohio - $1,106

49. North Carolina - $1,085

50. Iowa - $1,028

51. Maine - $934



forces back the rates in the peerless and lowest states include:



No. 1: Louisiana: A outstanding factor of Louisiana drivers who are guidance accidents file bodily injury claims. Also, car accident lawsuits in that less than $50,000 endeavor before conscript judges quite than juries, besides the elected judges are seen whereas siding screen consumers more than the insurance companies.



No. 2: Michigan: Michigan residents lift heavy financial accountability subservient its state's guarantee of unlimited, space personal damage protection (PIP) advantages for treatment of injuries from the car collision. Car insurance companies pay apparent the first $500,000 due to medical treatment, and losses primary that are paid through its Michigan inauspicious Claims association. Everyone's primo includes an annotation from the association, that is $175 per vehicle for 2013.



No. 51: Maine: Agents effect Maine credit the state's rural landscape with helping to lap up down claims and insurance rates. They and think Maine's graduated licensing program, which places scrimpy restrictions on young drivers, helps abase accidents.

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